![]() If you love the cash envelope idea but don’t love carrying cash, Qube has the perfect solution – a digital cash envelope system. Budget Envelope Categories ChecklistĬlick on the image below to get your budget categories checklist! A Simple Alternative For Cash Envelope Categories Categorizing and budgeting those important household budget categories leads to greater financial peace. Today, most people have at least two, if not more, income streams. Categories aren’t just all your expenses, though. There are many common budget categories you can use. Others get much more detailed, breaking down categories like ‘housing’ into rent or mortgage payments, utilities, taxes, and insurance. It just depends on what will make things easier for you.įor example, some people budget for the ‘big’ categories, like housing, transportation, and food. You can get as detailed or generic as you like with your personal budget categories. You can’t create a successful monthly budget without budget categories or ‘buckets’ of income and expenses.
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